University of Louisville Malpractice Coverage


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I. COVERAGE
Residents on rotation at University of Louisville Hospital and other approved sites in Kentucky, except as noted below, are covered by malpractice insurance purchased by the University with annual limits of $250,000 per claim/ $750,000 aggregate claims per Resident member. In order to qualify for this coverage the Resident member must complete the required application, be accepted by the company, and comply with the terms of the policy issued by the company.

The Veterans Administration Medical Center, Norton Healthcare (Norton Hospital, Kosair Children’s Hospital, Norton Healthcare Pavilion, Norton Audubon Hospital, Norton Southwest Hospital, and Norton Suburban Hospital), Jewish Hospital, and Frazier Rehabilitation Center provide insurance coverage for Physicians rotating there.

Physicians may also purchase additional liability insurance at their own expense.

This malpractice coverage applies only to duties assigned as part of regular residency training programs. Moonlighting and/or other off-duty activities or employment is specifically not covered.

II. DUTIES OF PHYSICIANS
The Physician shall report all Incidents to the malpractice insurance carrier, the Office of Risk Management and Insurance of the University, and the administrator of the hospital in which the Incident took place. The Physician shall cooperate with the University and its insurance carrier in every respect. The Physician shall assist in the preparation of the defense of a claim, in the conduct of any suit or the settlement thereof, including, but not limited to, meeting with counsel, attending depositions, trials, hearings and securing and giving evidence. In connection with this cooperation and assistance, the Physician is expected to bear all his/her own personal expenses, including without limitation, the Physician's travel expenses for any necessary travel by him/her, such as transportation, meals and lodging, and any lost income to the Physician for the attendance at depositions, hearings, trials, or the preparation therefore. The Physician shall also inform University Counsel and the insurance carrier of any changes in the Physician's home or business address and home or business telephone number.

ADDRESS MALPRACTICE REPORTS AND INQUIRIES TO KENTUCKIANA MEDICAL RECIPROCAL RISK RETENTION GROUP, UNIVERSITY OF LOUISVILLE, (502) 569-2060 and UNIVERSITY OF LOUISVILLE OFFICE OF RISK MANAGEMENT AND INSURANCE, (502) 852-6926.

I HEREBY CERTIFY THAT I HAVE RECEIVED A COPY OF THIS DOCUMENT AND THAT I HAVE READ AND UNDERSTOOD EVERYTHING WRITTEN IN THIS DOCUMENT.


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PHYSICIAN


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APPROVED FUNDING SOURCE


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CHAIR OR PROGRAM DIRECTOR


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DEAN, SCHOOL OF MEDICINE


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